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Investment Savings Account (MIP 510) Interest is calculated on the closing daily balance and paid monthly.

Registered Advantage Account Interest is calculated on the closing daily balance and paid monthly.

Variable Rates change with Manulife One Base Rate and is subject to change without notice.

Fixed Rate Sub-Account Terms *APR [%] 6 month Closed % 1 Year Open % 1 Year Closed % 2 Year Closed % 3 Year Closed % 4 Year Closed % 5 Year Closed % 7 Year Closed % 10 year Closed % Interest rates above may not be available to all borrowers. Manulife Bank Select Bank Account Rate % Interest is calculated on the daily closing balance and posted to your account monthly.

Tax-Free Guaranteed Investment Certificates Term Annual interest 1 Year % 2 Year % 3 Year % 4 Year % 5 Year % 1-5 year locked-in terms, interest compounded annually to maturity. Redemption prior to maturity is subject to market value adjustment and expense recovery fees.

Prime Lending Rate Prime Lending Rate % Manulife One Manulife One Base Rate % Interest rate for positive balances % Interest is calculated on the daily closing balance and posted to your account monthly.

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3 Interest is calculated on the daily closing balance and posted to your account monthly.